5:1-5
So far we have read of problems from without, now we come to internal issues. It is important that we as individuals and as congregations act in accordance with God’s ways. The people were having financial problems, and this was highlighting other issues. They were struggling with “the cost of living”, to put it in terms that we use today. They were having to mortgage fields, vineyards and homes in order to survive. They were having to borrow money in order to pay the king’s taxes, they were even having to sell sons and daughters into slavery. Now the system of the day allowed this, but the Law expressly forbade Jews taking other Jews as slaves. Just because something is common, even normal and legal, does not mean that we should do it.
5:6-11
Nehemiah was very angry. He called a large meeting and told the well-off people (nobles and officials) that they should not be charging fellow Jews interest. Note that even though they had a higher position in society, the poorer Jews were still their fellow Jews. Nor should they take JEws as slaves. They could find nothing to say about Nehemiah's rebuke. Instead they should walk in the fear of the Lord. Nehemiah and his men would stop charging interest, and return anything taken as surety. Note that they would not charge even one per cent interest. Now this seems to be a very low rate of interest. Our economy in the West is based on borrowing, and this calls into question the whole basis of our society.
5:12,13
The nobles and officials agreed to follow Nehemiah’s instructions. Nehemiah then had them all take an oath, this would make the commitment more real.The people did as they had promised.
5:14-19
Nehemiah was appointed governor over the land of Judah. There were many privileges, or perks, that he could have taken in that role, but these would ultimately have been paid for by the people, so he refuses to take them. We do not have to take everything we are entitled to.Nehemiah genuinely sought to work for the benefit of the people.